Pick as many as you like, or none at all — it doesn't affect the checklist. No kids? Don't check parent, and those 7 items stay out of your way.
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SSN, bank, credit card, driver's license, phone plan — all done. You're through the first stretch. The genuinely annoying part comes next:
Which health plan? What do you need for taxes? How do you enroll your kids? Repairs in a rental, traffic tickets, financing vs. leasing a car, judging whether a neighborhood is safe.
The first 30 don't cover any of it. The rest 61 items — this is exactly what they're for.
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